Out of State Collections In Michigan
Debt collection is tricky. Collecting on out of state debts can be an extremely frustrating thing. On one hand, there are a wide variety of legal protections to keep debtors safe from unscrupulous creditors. On the other hand, there are a number of legal mechanisms like for escaping debt, such as bankruptcy. This leaves creditors with a fairly narrow window to approach recovering what is owed to them, and that isn’t even considering that the remedies available to debtors are often used and abused by debtors canny debtors looking to take advantage of the system. To make things even worse, some debtors even try running to escape paying debts, thinking that moving to another state will protect them.
There is hope. Fortunately, any debtor who thinks that merely crossing state lines will make their debts disappear is only delaying the inevitable. If you have a judgment on a debt incurred in another state, or a money judgment for almost any other reason for that matter, Michigan’s courts will be willing to help you enforce that judgment. However, there are a few steps you have to take before a Michigan court will be willing to enforce the judgment against your debtor. Once that procedure has been handled, however, you will have access to all the remedies against the person that you would have had if the whole thing had been in Michigan in the first place. Here’s what you’re going to need in order to get the process started:
An attorney can help you. Once you have what you need, you need to contact a skilled Michigan attorney with experience in collecting debts. Your attorney will be able to help you with the process for getting that judgment entered before a Michigan court. Depending on what information about the debtor you have available, you may be able to immediately seek an order from a court for the seizure of property, or garnishment of assets. If not, you may be able to call the debtor before the court to provide the necessary information. An experienced debt collection attorney will be able to walk you through the process and see that you are able to collect what is owed to you.